A survey states that non-communicable diseases account for 53% of all deaths in the country and around 44% of deaths on a daily basis due to some major health issues. On the other hand, communicable diseases, such as malaria, tuberculosis and AIDS, have also been largely widespread.
Thankfully, the quality and standard of treatment are constantly improving across the country as well. Nevertheless, with sustained medical inflation, affordability is a major issue when it comes to healthcare. Before proceeding to learn about a practical way to fund costly treatments, one must know about the most common health problems, prevalent in India.
Common health issues
While there are countless serious medical conditions that can afflict an individual, listed below are some of the most common ailments in India.
Cardiovascular health problems are escalating in India with each passing day. Most of this surge can be written off as a direct result of an unhealthy lifestyle.
Apart from the heart, cardiovascular ailments also include high cholesterol deposits in the blood, which can result in arterial blockages. Major artery blockages can be fatal, which is why patients often require the help of invasive procedures to recover from such issues.
Respiratory conditions are quite common across India. Estimates suggest that the country is home to around 25 million individuals suffering from asthma. The same report states that this significant figure represents almost 9% of the global asthma patients.
Carbon emissions from vehicles and industries is partly to blame for a variety of lung disorders. Additionally, cigarette smoking is another integral cause for respiratory ailments, especially in younger adults.
From acid reflux to acute gastroenteritis, digestive conditions are excessively common in India. While some patients may recover quickly from these health problems, many others need to rely on medication to lead a relatively normal life.
Gastroenterologists can prescribe the necessary treatment in such cases, helping reduce discomfort and other symptoms associated with these diseases.
A 2018 WHO study revealed just how rampant tuberculosis or TB is in India. According to this survey, the country witnessed almost 27 lakh new tuberculosis cases in 2018 out of the nearly 1 crore cases globally. The silent bacterial killer can affect an individual’s lungs and may stay there without exhibiting any exterior symptoms.
A highly communicable disease, TB spreads from the infected individual when he/she sneezes or coughs in the presence of others. Lack of immediate and quality treatment can often complicate matters significantly, even leading to the patient’s demise.
As per a World Health Organisation report, 1 out of every 10 individuals in India will develop some form of cancer in his/her lifetime. Perhaps even more alarming is the fact that one in 15 cancer patients in the country will succumb to the condition.
Without a doubt, cancer is one of the most threatening conditions today. Early diagnosis is the key to successfully treating such an ailment. Unfortunately, millions of individuals succumb to cancer each year. Some of them lack the considerable financial backing to afford the highest quality chemotherapy and other remedies.
The Bajaj Finserv Health EMI Network card offers a solution to financial constraints arising from most of these health problems. It ensures that you never have to worry about money during hospitalization or after a difficult diagnosis.
Benefits of a health card
Apart from the quick conversion of bills into EMIs, such health cards in India offer a range of impressive features as well. Each of these characteristics can prove immensely useful for card bearers.
- Pan India availability and coverage – Cardholders can stay anywhere in India and continue availing benefits from these cards. They can also take advantage of a diverse network of hospitals, dental clinics, slimming centers, and pharmacies spread throughout India. At present, one can use the card to pay for services directly in more than 5500 partner outlets within the country.
- Affordable joining fee – Individuals suffering from a host of health problems can rest easy, knowing that the cost of availing such a card is minimal. There are two varieties of health cards, each with separate pricing. The premium variant named the Insta Health EMI Network Card comes with a joining fee of Rs.707. The base variant is even more inexpensive, with a fee of Rs.589.
- One card for the entire family – A single EMI health card can be used to pay for the healthcare expenses of all family members. Forming a financial plan to curtail medical expenses is the best way to prepare for any eventuality. Applying for a health card is the first step in this preparation.