Learn how to apply for Bajaj Finserv Credit Card today to avail offers, discounts, and other exciting features. A new year is one of those times users are offered an abundance of special discounts, vouchers and more. Use the credit card to make purchases on credit and enjoy the advantage to pay back later.
Here is a list of the features you can enjoy by availing a credit card.
The credit card enables you to avail exclusive benefits from stores partnered with Bajaj Finserv. Offers are valid across a variety of products such as groceries, clothes and other accessories.
You can also enjoy cashback up to 5% on down payments with Bajaj Finserv partner stores. The cards also let’s earn specific accelerated reward points with every transaction which can also be used to pay for your shopping expenses.
Interest-free ATM transactions
Unlike other financial institutions, you will not be instantly charged with any interest when you swipe your credit card to withdraw cash from an ATM. The interest is not levied for up to 50 days, and only a flat 2.5% processing fee is charged against the transaction.
An emergency may compel you to draw money from an ATM. If kept unchecked, you may end up paying a significant amount of interest during the grace period. But in this case, you can skip the interest in exchange for a small fee.
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So, it does not matter if the point of service (POS) machine is not working at a vendor’s shop. You quickly withdraw the money from a nearby ATM and continue your shopping spree.
How to apply for a Bajaj Finserv Credit Card to avail instant loans
Availing a personal loan is one of the many ways to do more with your credit card. You can avail of an instant interest-free loan by converting the remaining limit of your credit card for up to 90 days.
The process is hassle-free as you can complete the entire process from the mobile app. Once you have registered with the credit card login feature, you can apply for the loan in just a few taps.
In order to apply for a credit card, you have to –
- Visit their official website.
- Fill up the online application form with the appropriate information.
- Submit the necessary documents.
You will avail the credit card once the verification process is complete.
So, suppose you want to buy a car but cannot afford the entire down payment by the end of this billing cycle. You can avail a loan and pay the amount by in three easy EMIs with no additional interest charges.
Easy EMI payments
Once you convert your remaining credit card balance into a personal loan, you can pay the entire amount in 3 EMIs. In order to reduce your credit card interest makes sure to repay the loan in 90 days. Interest will be charged after you pass the 90 day mark.
Avail the credit card also entitles the owner to Rs.55,000+ worth of yearly savings and accelerated reward points. There are various ways to redeem the reward points either by vouchers or in the form of direct payments.
Besides your usual expenses, this feature rewards you for each transaction. You even get a 5% cashback, for a maximum of Rs.1,000 for every product purchased on EMIs.
With no additional interest charges other than the 2.5% processing fee, the EMIs become quite affordable to meet. As a result, you do not have to burn through your savings to repay your car loan.
Exciting welcome rewards
After you learn how to apply for a Bajaj Card, you will realise the bundle of welcome rewards that are in store. Customers get to earn reward points on each transaction with their partner outlets.
You can save up to Rs.55,000+ worth of annual savings in addition to accelerated reward points. You get to shop and save at the same time. As a welcome gift, you can also earn up to 20,000 credit card reward points which are redeemable in various ways.
Shopping during the New Year is an exciting experience, and a credit card enables you to do so without worry. Enjoy the beginning of the year while you have enough time to arrange for the expenses.